The California Reverse Mortgage Guide
Plain-English answers for homeowners 55 and over, and for the sons and daughters helping them decide. What it is, what it honestly costs, the protections California adds on top of federal law, and how to know if it’s right for you. Fifteen pages, no pressure, written by me personally.
Most fear comes from old information.
After thirty years in California lending, I’ve learned that people don’t fear reverse mortgages because of what they are. They fear what they’ve heard: secondhand, years out of date, and usually wrong. This guide gives you the straight story, including the situations where I’d tell you not to do one.
Reading this for a parent? It was written for you too: page 11 speaks directly to adult children: the questions worth asking, the protections that cover the family, and the red flags that mean walk away.
Prefer to skip the form? Call (818) 674-7284 or email ken@ideal-financial.net and ask for the guide. Same result, same day.
Written by Kenneth M. Adler
Every page on this site is written and maintained by me: the same person who answers the phone, runs your numbers, and handles your file start to finish. No call center, no hand-offs, no lead-selling. More about how I work →
Get your numbers. Keep your options open.
A custom quote costs nothing, obligates you to nothing, and shows exactly what your home qualifies for: HECM and jumbo side by side where both apply. Then take all the time you need. The 7-day law is on your side, and so am I.
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