Licensed throughout California

One broker. Every California city I know by name.

I’m licensed statewide and work remotely with homeowners everywhere in California — but the cities below are the markets I know street by street. Each page carries real local numbers, the honest program fit for that market, and the questions your neighbors actually ask.

Call Ken: (818) 674-7284 How Reverse Mortgages Work

City by city

Choose your community

Los Angeles County

Los Angeles CountyLos Angeles

Valley to Westside: enormous equity, modest incomes — and both HECM and jumbo territory in one city.

Los Angeles CountyLong Beach

Bixby Knolls to Naples — values sit squarely in the HECM’s sweet spot, under the federal limit.

Los Angeles CountyPasadena

Craftsman country at the crossover point: HECM and jumbo compete house by house here.

Los Angeles CountyGlendale

Hillside equity and multigenerational households — the loan that steadies the family home.

Los Angeles CountyTorrance

Aerospace-era tract homes, now seven figures — and one of the best cities in the state to age in place.

Los Angeles CountySanta Clarita

Valencia to Canyon Country: full-value HECM territory, and the file that ends the mortgage payment.

Ventura County

Ventura CountyThousand Oaks

Conejo Valley ranch homes, professional retirees, and the standby credit line strategy.

Ventura CountySimi Valley

Forty-year tenures, huge equity, fixed incomes — the imbalance a reverse mortgage corrects.

Orange County

Orange CountyIrvine

The clearest jumbo-first market on this site — actual values to $4 million, from age 55.

Orange CountyHuntington Beach

Surf City tract homes now clear the FHA limit — jumbo leads, the Harbour included.

San Diego County

San Diego CountySan Diego

Clairemont to La Jolla, both programs in play — and straight talk for military retirees.

Inland Empire & Desert

Riverside CountyTemecula

Wine-country arrivals: Prop 19 tax-base transfer plus HECM for Purchase, the signature combined move.

Riverside CountyPalm Desert

Country clubs, 55+ communities, condo approvals, and the primary-residence rule done honestly.

Northern California

San Francisco CountySan Francisco

Sunset & Richmond fortunes on fixed incomes — jumbo territory, with honest answers on condos and TICs.

Santa Clara CountySan Jose

Orchard-era ranch homes at Silicon Valley prices — jumbo computed on what the house is actually worth.

Sacramento CountySacramento

The HECM at its most efficient — full-value calculations built for pension-and-Social-Security budgets.

Contra Costa CountyWalnut Creek

Rossmoor answers first: co-op or condo decides everything, and I verify it from the documents.

Sonoma CountySanta Rosa

Post-fire rebuilds, FAIR Plan realities, Oakmont — Sonoma files handled with eyes open.

Anywhere in California

Your city, your numbers, fifteen minutes.

Whether your town is on this list or not, the analysis is the same: your home, your age, both programs, one page, in writing.

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