IDEAL FINANCIAL, INC.
Independent California Mortgage Broker · CA DRE #01232726 · NMLS #251531
Talk directly to the broker(818) 674-7284
For advisors, CPAs, estate attorneys & fiduciaries

Request the Professional’s Guide

Housing Wealth in the Retirement Plan is a ten-page briefing on reverse mortgages for affluent California clients — the peer-reviewed research, the jumbo programs to $4 million, the compliance firewall, and exactly how referred clients are handled. Written for professionals. Not a consumer piece, and never used to market to your clients.

Instant delivery: the download appears the moment you submit, and a copy of the link lands in your email. No list, no drip campaign — one document and Ken’s direct line.

What’s inside

Fifteen minutes of reading, one prepared professional

The research & mechanics

The Journal of Financial Planning work on coordinated withdrawal strategies, the growing standby line of credit, and the structural safeguards — sourced, cited, and stripped of marketing.

The California layer

HECM versus proprietary jumbo side by side, why $1M–$4M homes change the analysis, the age-55 eligibility most professionals don’t know exists, and a worked scenario with real numbers.

The firewall & protocol

Why federal law means no compensation ever changes hands, the client-side protections, and the five-step protocol every referred client gets — including the written “no” when it’s a no.

The request

Four fields, and it’s in your inbox

Firm and role are there for one reason: so the copy you receive can be accompanied by anything relevant to your discipline — nothing more. Your information is never shared, sold, or added to a campaign.

Prefer to skip the form? Call (818) 674-7284 or email ken@ideal-financial.net and ask for the guide — same result, same day.

A homeowner rather than a professional? The consumer explanation lives on the reverse mortgage page — it’s written for you, this document isn’t.

Professional’s guide request

Where should Ken send it?

Your information goes to Ken Adler and no one else — no lists, no lead-selling, no follow-up campaign.

The next step after reading

The 30-minute briefing — for you or your whole team.

Once the guide has made its case, the briefing makes it concrete: current rules, the jumbo programs, and where this tool does and doesn’t belong in a client analysis. No pitch, no ask, no client names required.

(818) 674-7284

How I work with professionals

The full picture — the planning case, the client situations by discipline, and the referral protocol — lives on its own page.

Advisors & Attorneys